AIIA-T1 Sensitive use threshold

An AI system that makes, or materially influences, decisions about an individual's claim, premium or access to cover is a sensitive use: it gets a full impact assessment, approved by the AI Risk Committee before deployment. Internal productivity tools with no decisions about individuals get a screening assessment approved by the system owner.

The SPECIMEN organisation's own procedure (in the scenario inputs, ai-impact-assessment-procedure.md); no external clause decides this step.